iPhone 6S (64gb) - Payment Plan Cost Breakdowns

Payment plans cost per month
12 Month
Trade-In		 18 Month
Trade-In		 24 Month
Trade-In
AT&T $32.50 $27.08 $21.67
Verizon N/A N/A $27.08
Apple $36.58 N/A N/A

Total Cost of Phone at
Earliest Trade-In (w/o AppleCare)
12 Month
Trade-In		 18 Month
Trade-In		 24 Month
Trade-In		 Paid in Full
AT&T $390 $487.44 $520.08 $650
Verizon N/A N/A $650 $650

Total Cost of Phone at
Earliest Trade-In (w/AppleCare)
12 Month
Trade-In		 18 Month
Trade-In		 24 Month
Trade-In		 Paid in Full
AT&T $520 $617.44 $650.08 $780
Apple $438.96 N/A N/A $780

Total Cost Over Two Years
if you Trade in as Soon as Possible
Cost After Two Years # of Phones You Would Have if
you Upgrade as Often as the Plan Allows		 Cost Per Phone
AT&T 12 Month Plan $780 2 $390
AT&T 18 Month Plan $660 1.5 $440
AT&T 24 Month Plan $520.08 1 $520.08
Apple w/o Applecare (not possible) $747.92 2 $373.96

Total Cost Over Two Years
if you Trade in as Soon as Possible (w/Applecare)
Cost After Two Years # of Phones You Would Have if
you Upgrade as Often as the Plan Allows		 Cost Per Phone
AT&T 12 Month Plan $910 2 $390
AT&T 18 Month Plan $790 1.5 $440
AT&T 24 Month Plan $650.08 1 $520.08
Apple + Applecare $877.92 2 $373.96

Notes:

  • Apple's plan only offers a 12 month trade-in program that comes with Applecare. It is an unlocked phone that can be used with any carrier
  • All non-Apple with Applecare prices
  • AT&T offers plans based on a 12, 18, or 24 month trade-in programs
  • AT&T's $195 Down Payment 12 Month upgrade plan is the same cost over a year as the normal 12 Month plan